Smart insurance solutions at the right price
For new agents building their book of business.
- Core coverage for the month
- Standard claim assistance
- Basic support service
- Monthly policy notifications
- Access to essential documents
- Regular risk updates
For advanced tools and client management.
- Extended monthly coverage
- Faster claim processing
- Priority email + chat support
- Monthly risk evaluation
- Policy review every month
- Access to standard features
Experience dependable coverage built to support your daily needs. This plan offers strong protection, smooth assistance and confidence in every situation.
- Higher coverage limits
- Accident for likeness
- Global travel protection
- Identity theft coverage
- Priority claims processing
- Online claims filing
- Co-branded marketing materials
It covers claims alleging negligent acts, errors, or omissions in your professional services — including defense costs, which are often the largest expense even when the claim has no merit.
It depends on your disciplines, project types, contract requirements, and revenue. We benchmark your limits against similar firms and the contracts you actually sign.
A&E professional liability is written on a claims-made basis: the policy in force when the claim is made responds, not the one in force when the work was done. Continuous coverage — without gaps — is essential.
Usually yes. Claims can surface years after project completion. Extended reporting (“tail”) options protect you after the practice winds down. We can walk you through them.
Term insurance is a simple and affordable life cover plan. You pay a fixed premium for a chosen period, andSubmit our online application. We take it from there — presenting your firm to the carriers whose appetite matches your profile.if anything happens during the term, your family receives a lump sum. It’s designed to protect your loved ones financially at a low cost.
Basics about your firm: disciplines, revenue by project type, staff count, largest projects, and claims history. Most firms complete the application in under 30 minutes.
Straightforward risks often quote within days. Complex or larger firms take longer because we push carriers for enhancements — we’ll set expectations up front
Yes. Send us the insurance requirements before you sign. We’ll confirm your policies comply or tell you exactly what needs to change — and what it will cost.
Beyond professional liability: general liability, a business owners policy, business auto, workers’ compensation, cyber, employment practices, and D&O. We’ll tell you which apply to your firm
If you hold client data, project files, or wire funds, yes. Design firms are frequent targets for funds-transfer fraud, and standard policies exclude most of it.
Yes. Limits, disciplines, and endorsements are adjusted at renewal — or mid-term when a project demands it. Tell us what’s changing and we’ll keep coverage aligned.
Instantly. Certificates are available 24/7 — no waiting on a service desk while a project sits on hold.
Contact us immediately and report it to the carrier before responding. Late reporting can jeopardize coverage. We’ll help you through every step.
Often, yes. Reporting a circumstance to the current policy can preserve coverage even if the claim arrives years later. When in doubt, call us — the conversation is free.
Rarely. Carriers expect claims in this profession. What matters is how the claim was handled and what the firm changed afterward — a story we help you tell.
