Protecting the people who design our world - Talk to an advisor

Speak with an A&E specialist - (360) 908-7579

Claim approval successfully completed

Smart coverage

Comprehensive protection for your loved ones’ well-being

We guide you through home financing with clarity, confidence and care — from prequalification to close.

Start your policy

We guide you through home financing with clarity — from prequalification to close.

Your family’s needs

Ensure your loved ones are taken care of even in your absence.

Income replacement

Keep your family’s future secure when income stops unexpectedly.

Medical emergencies

Reliable coverage to maintain financial balance for your family.

Coverage benefits

Family’s security

89.7%

Coverage value

About us

Protecting dreams with trusted insurance solutions

We provide reliable and affordable insurance plans designed to safeguard your family, home, health and future. With expert guidance and personalized coverage.

Get your free quote today

We place coverage with dozens of top-rated carriers specializing in A&E risk.

Smart benefits

Secure your future with the power of life insurance

With years of experience, we’ve helped thousands of families and businesses safeguard their future with confidence.

Personal insurance

Smart coverage

Personal insurance

Personal insurance protects your life health property income family and future.

Coverage

Smart coverage

Business insurance

Protects your company’s assets, people, operations and future from risks and losses.

Coverage benefits

Business insurance

Life insurance

Smart coverage

Life insurance

Secures your family’s future with income protection and financial support.

Family’s security

89.7%

Coverage value

A legacy of protection you can trust

With years of experience, we’ve helped thousands of families and businesses safeguard their future. Our mission is simple — provide reliable insurance with transparency and care.

Submit claim form

Schedule a call

Experienced and trusted

For decades, we’ve helped families and businesses safeguard their future with reliable coverage and support.

Customer-centered approach

We put your needs first by offering tailored insurance solutions and round-the-clock assistance whenever you need us.

Commitment to your security

Our mission is to provide financial protection of mind so you can live confidently, knowing your loved ones are protected.

Overview

Benefits

18.75%

Track submitted tickets and responses

12.30%

Monitor policy renewals and customer retention

15.80%

Analyze total claims processed and approvals

Coverage benefits

Health insurance

Affordable health insurance for every stage of life

Insurance benefits

Free preventive care
Reduced prescription costs
Financial protection during medical emergencies
Easier access to specialists within a provider network.
Covered yearly exams to detect health issues early.

Telehealth services

Mental health support

Transport goods insurance

Property insurance

Car insurance

Home insurance

A specialist in your corner

From first quote to renewal to claim, you work with people who know design-firm risk — not a call center.

Get a quote

Home insurance

Protect your home and secure your future

Home insurance safeguards your property and belongings against unexpected events such as fire, theft, natural disasters or accidents.

Financial protection

Covers repair or replacement costs in case of damage.

Peace of mind

Know that your home and valuables are safe.

Liability coverage

Protects you if someone is injured on your property.

Loan requirement compliance

Often necessary for mortgage approvals.

Home health

+18.97%

Coverage utilization

Coverage for upcoming renewal

$520,025

Coverage

Support section

Track submitted tickets and responses

Elijah Metz

Insurance Consultant

Hannah Rohan

Insurance Consultant

Hannah Rohan

Insurance Consultant

Elisa Ritchie

Insurance Consultant

Years of trusted coverage

Policy growth rate

Claims settled

Satisfied clients

Featured posts

View all posts

Oct 2025

Do you really need full coverage auto insurance?

Sarah Bennett

Oct 2025

Top 5 mistakes to avoid when choosing health insurance

James Walker

Oct 2025

The role of insurance in securing your financial future

Lara Kim

Oct 2025

How small businesses benefit from liability insurance

Ethan Roberts

View all posts

Frequently asked questions

Straight answers for busy principals

Professional Liability

Quotes & Applications

Coverage & Contracts

Certificates & Claims

What does professional liability insurance cover?

It covers claims alleging negligent acts, errors, or omissions in your professional services — including defense costs, which are often the largest expense even when the claim has no merit.

How much coverage does my firm need?

It depends on your disciplines, project types, contract requirements, and revenue. We benchmark your limits against similar firms and the contracts you actually sign.

What is “claims-made” coverage and why does it matter?

A&E professional liability is written on a claims-made basis: the policy in force when the claim is made responds, not the one in force when the work was done. Continuous coverage — without gaps — is essential.

Do I still need coverage after retiring or closing the firm?

Usually yes. Claims can surface years after project completion. Extended reporting (“tail”) options protect you after the practice winds down. We can walk you through them.

How do I get a quote?

Term insurance is a simple and affordable life cover plan. You pay a fixed premium for a chosen period, andSubmit our online application. We take it from there — presenting your firm to the carriers whose appetite matches your profile.if anything happens during the term, your family receives a lump sum. It’s designed to protect your loved ones financially at a low cost.

What information will I need?

Basics about your firm: disciplines, revenue by project type, staff count, largest projects, and claims history. Most firms complete the application in under 30 minutes.

How long until I see options?

Straightforward risks often quote within days. Complex or larger firms take longer because we push carriers for enhancements — we’ll set expectations up front

A client’s contract requires specific insurance. Can you help?

Yes. Send us the insurance requirements before you sign. We’ll confirm your policies comply or tell you exactly what needs to change — and what it will cost.

What other coverage do design firms typically carry?

Beyond professional liability: general liability, a business owners policy, business auto, workers’ compensation, cyber, employment practices, and D&O. We’ll tell you which apply to your firm

Does my firm really need cyber coverage?

If you hold client data, project files, or wire funds, yes. Design firms are frequent targets for funds-transfer fraud, and standard policies exclude most of it.

Can coverage grow with my firm?

Yes. Limits, disciplines, and endorsements are adjusted at renewal — or mid-term when a project demands it. Tell us what’s changing and we’ll keep coverage aligned.

How fast can I get a certificate of insurance?

Instantly. Certificates are available 24/7 — no waiting on a service desk while a project sits on hold.

What should I do if I receive a claim or a demand letter?

Contact us immediately and report it to the carrier before responding. Late reporting can jeopardize coverage. We’ll help you through every step.

Should I report a potential problem before it becomes a claim?

Often, yes. Reporting a circumstance to the current policy can preserve coverage even if the claim arrives years later. When in doubt, call us — the conversation is free.

Will a claim make my firm uninsurable?

Rarely. Carriers expect claims in this profession. What matters is how the claim was handled and what the firm changed afterward — a story we help you tell.